SIP Calculator
Estimate how much wealth your monthly SIP can build over time. Enter your monthly investment, expected annual return and duration to see your maturity value instantly.
This calculator assumes monthly compounding and does not include taxes, expense ratios or market volatility. Mutual fund investments are subject to market risks.
How to use the SIP Calculator
Enter the amount you invest every month.
Set the expected annual return (historical equity funds average 10–12%).
Choose your investment period in years.
See your projected maturity value and the split between invested capital and gains.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan (SIP) invests a fixed amount in a mutual fund every month, benefiting from rupee-cost averaging and the power of compounding.
What is a good expected return for SIP calculations?
Equity mutual funds have historically returned roughly 10–12% annually over long periods, though past performance does not guarantee future results.
Does this calculator include step-up SIPs?
This version assumes a fixed monthly amount. A step-up SIP option is planned for a future update.